Preventive care
Encourage regular cleanings and eye exams.
Group dental & vision
Everyday benefits employees use and appreciate.
Dental and vision coverage are among the most commonly used benefits. They can be employer-paid, shared, or offered on a voluntary basis where employees pay the premium.
- Employer-paid or voluntary
- Simple to add
- Valued by employees
The basics
Two benefits, many ways to offer them.
Even when employees pay the premium, group dental and vision can be a meaningful addition.
Group dental plans typically cover preventive care at the highest level, with lower coverage for basic and major services and an annual maximum per person.
Group vision plans usually cover routine eye exams and provide allowances for frames, lenses, or contacts through a network.
Employers can pay all, some, or none of the premium. Voluntary plans let employees access group coverage through payroll deduction.
Needs it may address
Why employers add dental and vision.
A fuller package
Round out health benefits at a modest cost.
Flexible funding
Offer employer-paid or voluntary options.
How it works
How it fits your benefits plan.
Decide on funding
Employer-paid, shared, or voluntary.
Compare plan designs
Networks, maximums, waiting periods, and allowances.
Enroll employees
Offer the plans alongside health coverage or on their own.
Key features and important limitations
Key features
- Commonly used, highly visible benefits.
- Can be offered on a voluntary, employee-paid basis.
- Group plans may offer shorter waiting periods than some individual plans.
Important limitations
- Annual maximums and allowances cap plan payments.
- Participation requirements may apply.
- Waiting periods may apply to major dental services.
- Want to enhance benefits without a major cost increase.
- Have employees asking for dental or vision coverage.
- Already offer health insurance and want a more complete package.
Questions
Common questions
Can we offer dental and vision without health insurance?
Often, yes. Many carriers allow stand-alone group dental and vision, subject to their requirements.
What is a voluntary plan?
A voluntary plan is offered through the employer, but employees pay the premium, usually through payroll deduction.
Next step
Round out your benefits package.
Compare group dental and vision options and funding approaches for your team.
Talk directly with Cameron McClendonLicensed Insurance Agent
Not ready to book? Send a message
Prefer email? cameron@mcclendongroup.net
General, educational information only — not legal, tax, or compliance advice. Plan availability, participation and contribution requirements, eligibility, underwriting, and costs vary by carrier, group size, industry, and location. Coverage is subject to the group policy. Employers should consult their own legal and tax advisors about plan design and compliance obligations. McClendon Benefits Solutions is the business name of Cameron McClendon, a Texas-licensed General Lines Agent (Life, Accident, Health and HMO), license #3253199.