Liability coverage
Injuries and property damage you cause.
Auto insurance
Coverage for the road and everyone on it.
Auto insurance helps protect you financially if you’re in an accident, your vehicle is damaged, or you injure someone. MBS can connect you with a licensed insurance professional in our office to review your options.
- Liability and physical damage
- Uninsured motorist options
- Licensed insurance professional
The basics
The building blocks of an auto policy.
Texas requires minimum liability coverage, but minimum limits may not be enough to protect your assets.
Liability coverage helps pay for injuries and property damage you cause to others. Collision coverage helps pay to repair your vehicle after a crash, and comprehensive coverage helps with damage from things like theft, hail, or flooding.
Uninsured/underinsured motorist coverage, where applicable, can help if the other driver has no insurance or not enough. In Texas, personal injury protection (PIP) and uninsured/underinsured motorist coverage are generally included unless you reject them in writing.
Collision and comprehensive coverage usually carry a deductible you pay before the policy pays. Premiums depend on drivers, vehicles, driving history, location, and coverage choices.
Needs it may address
What auto coverage can protect.
Collision and comprehensive
Damage to your vehicle from a crash, theft, hail, and more.
Uninsured/underinsured motorist
If the other driver lacks enough coverage.
How it works
How quote assistance works.
Send a quote request
Tell MBS whether you’re interested in home, auto, or both, and how you’d like to be contacted.
Get connected
Cameron connects you with an appropriately licensed insurance professional in our office.
Review your options
The licensed professional reviews your coverage needs, prepares personalized quotes, and answers your questions.
Key features and important limitations
Texas auto considerations
- Texas law requires drivers to carry at least minimum liability coverage.
- Ask whether your liability limits are high enough for your assets.
- Choose collision and comprehensive deductibles you could comfortably pay.
Please note
- MBS does not sell or service auto policies.
- Rates, discounts, and approval are set by the insurer and are not guaranteed.
- Coverage begins only when an insurer issues a policy.
- Bought a new or used vehicle.
- Added a teen driver to your household.
- Want to review your limits at renewal.
Questions
Common questions
What does Texas require?
Texas requires minimum liability coverage. A licensed insurance professional can explain the current requirements and whether higher limits make sense for you.
Quote request
Request quote assistance
Send a quote request
Tell MBS whether you’re interested in home, auto, or both, and how you’d like to be contacted.
Get connected
Cameron connects you with an appropriately licensed insurance professional in our office.
Review your options
The licensed professional reviews your coverage needs, prepares personalized quotes, and answers your questions.
Home and auto insurance quotes, coverage recommendations, policy placement, and servicing are provided by an appropriately licensed insurance professional. Coverage options and availability vary.
Prefer to talk first? Contact MBS or call (832) 899-5420.
Quote assistance
Request an auto insurance quote.
We’ll connect you with a licensed insurance professional in our office.
Home and auto insurance quotes, coverage recommendations, policy placement, and servicing are provided by an appropriately licensed insurance professional. Coverage options and availability vary.
McClendon Benefits Solutions does not sell, issue, bind, underwrite, or service home or auto insurance policies. Submitting a quote request does not bind coverage; coverage begins only when an insurer issues a policy.
General, educational information only — not a policy or a quote. Coverage, deductibles, exclusions, discounts, and eligibility vary by insurer, property, vehicle, driver, and location.